Hello and good morning!
How was our week last week? Did you get a chance to catch last weeks blog! I will leave it linked down below!
I have not shared a lot about why I budget! The story behind it! The struggle and downs of it! Last weeks was a little story time of why I started to budget when I had!
This weeks I wanted to bring out some brightness to budgeting! There is many reasons why budgeting is often thought of as a long draining task! There is always the bright outline to it but, I find that it is ofter repeated of those top benefits! There is so much good things that come out of a good budget and many will have you always have a type of budget!
The reason, the drive behind ones reason for budgeting will change! With that the outcome will change too!
Budgeting is a lot like our routines! It will not always look the same for everyone!
Yes, the outline, the basics will be there and usually close to the same for almost everyone! The deep part of it all will be different because it is your budgeting!
THE BRIGHT SIDE
When I had started thinking of budgeting it was not a positive inspiration! I knew it would pay off…… hopefully….. one day…. right?
I feel this is how many people start for feelings when they think of saving money! This is because you have made a life style that you like, or that maybe you striving for! If you live out side of your budgeting then it will add up, but we usually don’t notice this until we are in too deep!
This doesn’t have to be the case!
You don’t need to be in deep to start saving money, and it does not have to be a horrible time consuming no fun time!
The bright side to budgeting is that its your budget! Its your goals and your savings!
The bright side is you can be in control of your money and not have your money control your life! It won’t be forever however, I can tell you that when you actually start and you start seeing results and start having money again it can get to me fun almost addictive to see how much you can save!
It may turn into something that you will never stop budgeting or trying to save money, setting different money goals! Just like any goal when you get the hang of it it’s worth it all in the end!
When it comes to setting your budget and goals you can set your own speed! Reach the finish line when you wanted to!
When I was pulling us out of a flipping butt load of debt I did it as fast as I could! This was HARD! Everyone was on a spending limit on really everything!
You want to know something tho! When I had a talk with my family about the money changes that were goin to be happening everyone was ok with it! Yes, there was some days where it was not much fun, it was hard and sad! But, I explained what we were doing and why!
THE OUTCOME CAN BE AN AMAZING FEELING!
After a couple years! YES a couple years my husband said that he wasn’t sure how well it was working and maybe we should drop the “budget” and so you know what happened! I sat down with him and we re-looked at our debt! We checked in with ourselves if you will and you know what happened next? We kept going because looking at the debt that we had started with we were almost done already!
YES! You read that right we were almost out of our debt already! Now years sounds like a long time however remember we were in debt for THOUSANDS of dollars!
I remember opening our mail and looking at the statements and having such a overwhelming feeling of accomplishment! Like I said money is an addictive thing! I have never heard of someone who does not like money or who does not feel like they want more money!
The reality is the world revolves around money! This is a crappy aspect about being an adult but it is true!
When you find your budget and get comfy in it you will soon see just how much you may of been spending on well absolutely nothing!
These are things that I will be talking about throughout this money but, yes the reality is that probably half if not more of what you were spending your money on is nothing!
I hope you are getting excited about saving money this month!
I sure am!
If you are looking to save some money, maybe try to track your spending maybe, you are wanting to save for something new and exciting! I am here to say:
YES YOU CAN! YES YOU CAN DO IT!
Lets get our money and budget under control!
I would love to have you come along with these money saving blogs this month! Make sure you follow the blog for LOTS of money saving tips and tricks!
I also have some other daily posts and tips over on facebook and instagram!
I will have links for them down below!
MONAT: (amazing hair and skin products)
Hello and good morning!
How has your 2022 been going? I realize that the year has just began however this is the time of year that I find myself more in the red on my budgeting side then I want to be! I thought it would be nice to blog along while I revisit and redue my budgeting!
I guess I should take you down story lane to explain why I budget and how I know the importance of it!
Once apon a time a while ago the oil patch was not doing real hot (we are a one income household), everything had really started to go up in price, and the kids were getting bigger. I only had the two kids still at the time! We were high in debt! Living very tightly from paycheck to paycheck!
There was very little room to work on the debt, and the debt was gettign higher and higher!
I had enough!
I didn’t jive it and I was started to get stressed and overwhelmed!
Our bills were gettign high and the grocery bill was crazy and seemed to never be food lol!
Does any of this sound familiar?
I needed a change! I knew something had to change and I knew that I had to do it but, I knew that I had to want it to be able to do it!
That is where is all started. I sat down one day, lol ok well for longer then that but, the decision was made. I had sat down and looked for advice and mativation with any tips that I could! I had looked over pintrest and youtube! I made a game plan and told my husband of my plan!
He was a on board but didn’t know if I was going to do it as BIG TIME as I was saying! But, he sat down with me with our ” expense talks” there was definitely a couple that we had. lol
Long story short I have to leave some of the tips, tricks and fun for the blogs right! Anywho it turned out that we did a extreme budgeting and WE DID IT!
With a lot of hard work we cleared ALL OF OUR debt TONS of debt! We got it taken care of in under 4 years! Now that seems like a long time and it was a long time, we definitely got to loosen the road a little throught the time, but, the more debt you have the longer you will need to budget for!
IT IS POSSIBLE!
IT IS HARD WORK!
IT TAKES WORK!
REMEMBER * YOU ARE RICHER THEN YOU THINK!
Why you should budget:
- HELPS MANAGE STRESS
- BUILD A GOOD SAVINGS
- BE ABLE TO DO MORE OF WHAT YOU WANT
- BRINGS MORE FAMILY TIME IN
- MAKES YOU THINK OUTSIDE OF THE BOX
There is so many wonderful reasons that I could tell you how saving money can help! But, we know that saving money can help.
Who doesn’t like money?
Who doesn want more?
It’s the work that goes into the saving that most don’t like! Unfortunately saving money and budgeting kinda goes hand in hand!
I am here too tell you that YES it’s hard work! Yes you can do it! Yes it will pay off! Yes, YES and YES to being able to stick to it!
Throughout the month of Febuary I am going to break down how I budget!
If you are wanting or needing to start budgeting or, don’t know how or where to start!
You are not alone!
Lets get this budgeting thing down this month and make 2022 a fantastic year!
Make sure to follow and get notifications when I upload a new blog! I aim to have blogs up on Monday’s. There is nothing better then motivation monday to set up a week! Right?
I also post and am hoping to post more over on facebook and instagram! I will have a link down below for the pages I would love for you to join over there too! There is daily cleaning morivation and mom life talk with tips and tricks on making it through the days!
Motherhood is hard but it sure can be fun! Let’s take care of each other and lift each other up!
Until nest week!
Have a wonderful day, a productive week and a fun weekend!
Bye for now!
Want to read some more?
Here are some other budget blogs!
Hello and good morning!
Happy Monday, have we located our motivation? I find the mornings that I have no motivation are the days that dragged on so bad.
One of the things that I absolutely love about my routines is not whether I have motivation or not I know I can still get stuff done. And I know what I am trying to get done! I find that my morning routine will help me find my motivation to do other tasks around the house for like the rest of the day.
When it comes to a routine a lot of the time we think that this is the routine and we need to do it. That’s not the case! A routine can look so different depending on who the person is and what their situation is!
This is a reason why I always tell people it is your routine this is to help you and your family nobody else. It doesn’t matter what your girlfriend’s routine is, what your mother-in-law’s routine is or even what your neighbours routine is. Why does it not matter? Because it is their routine and not yours.
I will always tell someone when starting out a routine you think about what you want to achieve in that routine. The routine that you pick is for the time. Is the most chaotic in your house that time that you need the most help and the most prep. This is why it doesn’t matter who is routine it is it is up to them to cropped it.
When you start a routine I always start with roughly three to five things that I am already currently doing or a couple that I am trying to implement. Just because it is on your routine doesn’t mean that it is set in stone! Lots of routines get started on a piece of paper and a pen. And you don’t like getting a new piece of paper well then use a pencil and just erase it it is really that simple to just revamp your routine.
When starting out find what is working the best for you and what is not working the best for you. Then switch up your routines play around with it oh, maybe your not down what you were doing at certain times and you cropped your routine off of that. Maybe you have no routine and you’re trying to get one and you are starting with a morning routine but, you find that your evening would have been a better time to start a routine.
Whatever time of the day you want to start your routine start it. If you’re getting up at 8 p.m. to get ready for work you’re not going to have the same schedule or routine that somebody who is getting up 7 a.m. to get their kids ready for school.
I tend to sit down with my routines about every 4 to 6 months. This is because where I live here in Saskatchewan are weather changes like stupid we don’t actually have 4 seasons I don’t personally think I said we tend to have 2 seasons LOL but that’s just my Saskatchewan joke.
So when the seasons are changing and the days are getting longer and maybe the kids are getting ready for summer holidays maybe even for Christmas holidays things are going to need to change. However, a lot of your main chores you won’t notice will stay the same.
The longer that you do a routine and you stick to it pretty much start forming your habits versus having a routine you will find what times of the day or in between what chores you would maybe have a little extra time. Let me explain a little more! So in the winter here I will usually start a lot of my daily focus chores around 10 a.m. whereas in the summer at that time 10 a.m. we are usually getting ready to head outside for the rest of the morning.
When I say to not be scared of changing your routine switch it up change your chores renamed them that’s a big one! I don’t understand it either but sometimes just adding a cute name or a different definition to something can just change your thinking of it. Take tidying the bathroom! The fly lady system says to do a swish and wipe every day in one bathroom! Well that also means to do a quick wipe down of the bathroom! Sometimes just adding that title of “definition” can make it seem not as bad! Not as much of a chore!
Another thing you will notice is that some of the chores you will not want to give up those times that you do it because you are so used to it that it does not make sense to change it in your mind.
For an example on my morning routine every morning I make my bed, get dressed and empty the dishwasher. Now, when summer time comes maybe we’re all staying up later that dishwasher might also and get emptied at night before we are heading to bed versus getting done before the kids go to school.
This is just a very basic example of what I mean about changing up your routine.
Over the last how many years that I have been using a routine and balancing my routine I’m not even sure how many times I have sat down and looked over the routines by myself or with the kids and just that talked together about their chores and what they would like to do when if something is not working.
This is a way that I have learnt that packing lunches the night before doesn’t always work in this house versus having the big kids pack their lunches in the morning. For this I have learned on Sundays to add a little extra time on to my prep so I can sit down get a bunch of stuff chopped and ready for the week and so in the morning when they go to pack their lunch they just have to follow these containers of pre cut up stuff and add them to their big for container for in their lunch.
I have done LOTS of routine blogs! I will link some go check somemoutnor allmofnthem and you will see what I mean about always looking over my routines and revamping them!
I will leave a link to get to some of them!
I hope you enjoyed the routine blogs! This is a topic that I definitely talk about, and will share again!
Give it a try! Grab a peice of paper and start a routine! I would love to hear how they are helping!
I hope you will sign up for notifications on new blogs! Got a topic you would like to talk about, have questions on a cleaning tool or product? I would love to hear!
I will leave links to my social media pages where there is always daily tips, tricks and just mom life stuff!
Until next week!
Have a great day a amazing weekend and a productive week!
Bye for now!
Hello and good morning!
How did your week go? I hope you had a wonderful productive weak. Have you started cropping new routines for the new year yet?
I love my routines I actually rely on my routines probably more than what I think I do! Did you catch last week’s blog about why I have my routines. With what routines I will always keep and which ones I can move around more! I will leave a link for that blog make sure to go and have read if you have not already!
Do you have routines already or you getting ready to start one? Maybe you don’t do routines at all and I’m here to tell you you should they are a LIFE SAVER!
When it comes time to the new year is usually when someone is like I need a better routine! It doesn’t need to be at the beginning of the year or, even at the beginning of a week you can create or start a routine anytime you are ready!
When I sit down and look over my routines whether something’s not quite working, I feel a little too stressed at certain times of the day or life is just totally went wonky for a little bit and something needs change! I will always sit down and be ready to move some stuff around on my routines!
Now, with this said I also will say that I have been using routines for so many years now that I automatically know what chores will help me the most on what times of the day without needing to try to move those chores! For an example every morning I unload the dishwasher, start a load of laundry, get the kids with lunch ready, get them up get them going you know the normal stuff!
With that, I have done a bunch of different things and guess there are some things that I would like to put back into my evening routine that have been in my morning routine that I feel would help my morning go smoother however, when things have stayed the same for so long it can be hard to break that routine. This is because if you do a routine for so long it’s becomes a habit and not a routine! This is why I always say keep with your routines it will get better if it’s not helping you then change it. A routine is set to help you!
MAKING A ROUTINE!
When it comes to making your routine I always suggest to start small. This is because we tend to throw a whole bunch of stuff on to our list and wonder why we didn’t get it all done!
I suggest we start with 3 tasks that you have to do in the morning. This can be any three tasks it can even be tasks that you already do and don’t really realize it this will help you see the times and the different ways of making your routines!
I also I suggest you start with you’re basic routines at a time! This will allow you to see your time and your ability to do certain tasks at a certain block of the time! Let me explain this a little more!
Let’s start with a morning routine! And I tend to start with a morning routine because that is the time of day that everybody seems to be the most rushed most frazzled in the most stress.
The first thing you need to decide is how long is your routine going to take you from. Is your morning routine from when you get up to when say your kids go to school if that’s what they’re doing oh, maybe it’s when they’re going for their first nap maybe it’s when you were heading out the door to make it to work on time! No matter what your morning looks like everybody has a morning and that is why a morning routine is important for anyone!
When starting your morning routine start small! Start with between 3 and 5 tasks to get done in that certain time frame that you have! These tasks may just be to make your bed, get dressed and maybe unload the dishwasher. The chances are your mornings have more tasks already involved in it. There’s probably more tasks but you’re doing out of habit than what you realize you were doing.
I say that you are probably doing more than what you realize because when you are doing a habit you don’t think about doing it it is just that I have it now. Think about some of the habits that you do in the morning that would probably be on somebody else’s morning routine. For example when you get up a lot of the time you are probably on autopilot not realizing exactly how much you were doing when you were doing it. It is like that for I think literally everyone just because you don’t think about it doesn’t mean you’re not actually doing. Do you might not need to put some stuff on your morning routine but it could just across the the off wink wink 😉 😜.
Some of these tasks could include something like making your bed, getting dressed, brushing your teeth, making lunches, making your coffee Etc you get my point. Just because it isn’t a big cleaning task or organizing task doesn’t mean it doesn’t need to be on the list! Not everything on your list needs to be a big task just because it’s not a big nagging task doesn’t mean it doesn’t need to be done.
This is where I was saying but it doesn’t matter what is on your routine because it’s your routine. This is meant to make your time frame that you were working with more productive more calm and making more time for what you want to do.
So for this week’s blog I’m going to leave it at that. I have plans on doing routine talks, planning talks, organizing tips all of that fun! It’s going to be a fun, balance year here!
I hope you will join me for all the different topics that I am planning on sharing and learning about and just trying to get better at. I will leave the links to my other social media pages I have high hopes for myself to have much more daily posts on the pages.
Got something that you would like to talk about? Did you want to see more of my daily focus chores? Maybe some daily post on the cleaning tools than I am using! Leave a comment down below I would love to hear what you would like to come out of 2022 this year.
Until next week week!
Have a wonderful day, a great weekend and a productive week!
Bye for now!
Hello and good morning!
Happy Monday! How was your week? I hope you had a great New Years! It is wild that it is 2022, how crazy is it too think that another year has come and gone!
This year I had picked Balanced as my word of the year and, with that I am trying to balance my life more! I don’t aim to add a bunch of new tasks to my day rather then too try to balance it out nicer!
Did you read last weeks blog on my 2022 word? I will leave a link for it if you missed it!
This week I wanted to talk about one of my favorite things to help keep my house running a little more smoothly! That is to have a good ROUTINE!
If you have been with me for a while you probally already know that I LOVE MY ROUTINES! I can really not tell you enough how much routines hep out with my family and myself!
To have a routine does not mean too have your day planned out to the T. You can sure but, you don’t need to!
A routine is good for any time and can be used as many times through a day as one needs!
I use routines multiple times a day however, if and or when I start feeling that my routines are starting to need adjusting because of the seasons or just different life occurances then I will ususally only keep my moring and night routine! I feel my afternoon routine is the one that can be held off for a bit vs the other ones!
When it comes to the morning routine and night routine I feel these go hand in hand and will run a smoother house during the day and help set up for a smoother day for the next day!
If you have a strong morning routine your day and night will probally go smoother if, you have a strong night routine your morning should be smoother and then its a big cycle from one day to the next. These routines will eventually turn into habits. Without thinking about it you will be doing certain tasks without really thinking about needing too!
I have tryed to do many different lists and to do ideas! However, I have learned that I work the best but, also like my planner and routines the best!
I have always been a list kinda girl but, when it comes to my lists I will take routines over most because, I find I am very scattered in my thoughts and I will loose track of what I was doing and work in a space that was not a priority and that’s how it happens! I would work hard all day bouncing from here to there for the end of the day to come and all that I have seems to be a bigger mess.
I have my routines and I rearrange them LOTS, this is becuase there is always something changing in the house! Whether it is a change in the season which yes, here is Saskatchewan has a big impact in the days or, someone has joined something and times need to be rearranged!
Do you have a routine?
Are you a block sysytem, or a list person?
With the year just starting I always feel my routines can be a little stronger! As I sit down and make my routines I realize that a lot of what on there is what is needing to be there! It can be easy to fill in the blanks to make a better routine but a nice blank sheet and a morning is really where you need to start it!
I thought it would be a good idea to start the new year blogs on routines!
I hope this helped in understaning the power of a routine but, why I have my routines!
I hope you will follow the blog I aim to make my days run smoother and fill in the time with some mom fun! I am aiming to post more daily stuff over on facebook also! I would love to have you over there too join the fun!
Lets get this year running smooth and get BALANCED this year! Every year is different this year is going to be AWESOME!
Until next week.
Have a great day a, wonderful weekend and a productive week!
Bye for now!