Hello and good morning!
How has your 2022 been going? I realize that the year has just began however this is the time of year that I find myself more in the red on my budgeting side then I want to be! I thought it would be nice to blog along while I revisit and redue my budgeting!
I guess I should take you down story lane to explain why I budget and how I know the importance of it!
Once apon a time a while ago the oil patch was not doing real hot (we are a one income household), everything had really started to go up in price, and the kids were getting bigger. I only had the two kids still at the time! We were high in debt! Living very tightly from paycheck to paycheck!
There was very little room to work on the debt, and the debt was gettign higher and higher!
I had enough!
I didn’t jive it and I was started to get stressed and overwhelmed!
Our bills were gettign high and the grocery bill was crazy and seemed to never be food lol!
Does any of this sound familiar?
I needed a change! I knew something had to change and I knew that I had to do it but, I knew that I had to want it to be able to do it!
That is where is all started. I sat down one day, lol ok well for longer then that but, the decision was made. I had sat down and looked for advice and mativation with any tips that I could! I had looked over pintrest and youtube! I made a game plan and told my husband of my plan!
He was a on board but didn’t know if I was going to do it as BIG TIME as I was saying! But, he sat down with me with our ” expense talks” there was definitely a couple that we had. lol
Long story short I have to leave some of the tips, tricks and fun for the blogs right! Anywho it turned out that we did a extreme budgeting and WE DID IT!
With a lot of hard work we cleared ALL OF OUR debt TONS of debt! We got it taken care of in under 4 years! Now that seems like a long time and it was a long time, we definitely got to loosen the road a little throught the time, but, the more debt you have the longer you will need to budget for!
IT IS POSSIBLE!
IT IS HARD WORK!
IT TAKES WORK!
REMEMBER * YOU ARE RICHER THEN YOU THINK!
Why you should budget:
- HELPS MANAGE STRESS
- BUILD A GOOD SAVINGS
- BE ABLE TO DO MORE OF WHAT YOU WANT
- BRINGS MORE FAMILY TIME IN
- MAKES YOU THINK OUTSIDE OF THE BOX
There is so many wonderful reasons that I could tell you how saving money can help! But, we know that saving money can help.
Who doesn’t like money?
Who doesn want more?
It’s the work that goes into the saving that most don’t like! Unfortunately saving money and budgeting kinda goes hand in hand!
I am here too tell you that YES it’s hard work! Yes you can do it! Yes it will pay off! Yes, YES and YES to being able to stick to it!
Throughout the month of Febuary I am going to break down how I budget!
If you are wanting or needing to start budgeting or, don’t know how or where to start!
You are not alone!
Lets get this budgeting thing down this month and make 2022 a fantastic year!
Make sure to follow and get notifications when I upload a new blog! I aim to have blogs up on Monday’s. There is nothing better then motivation monday to set up a week! Right?
I also post and am hoping to post more over on facebook and instagram! I will have a link down below for the pages I would love for you to join over there too! There is daily cleaning morivation and mom life talk with tips and tricks on making it through the days!
Motherhood is hard but it sure can be fun! Let’s take care of each other and lift each other up!
Until nest week!
Have a wonderful day, a productive week and a fun weekend!
Bye for now!
Want to read some more?
Here are some other budget blogs!